Credit : Business & Finance

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Credit Reporting Agencies Don't Have To Tell Your Everything

Credit Reporting Agencies Don't Have To Tell Your Everything

You should get a copy of your credit report from each of the three major credit agencies at least once a year. It doesn't matter if your credit rating is good or bad. Doing this ... ......[Read More]
How to Stop Paying Credit Card Bills and Legally Eliminate Unsecured Debt Debt Settlement

How to Stop Paying Credit Card Bills and Legally Eliminate Unsecured Debt Debt Settlement

Credit cards have caused millions lose their peace of mind and run from responsibility. If you are smart and sensible enough, you will definitely like to take the recession to your advantage and eliminate your unsecured debt. thinking deeply, if you don't have strong financial structure to allo......[Read More]
How to Get a Major Credit Card

How to Get a Major Credit Card

Credit cards are convenient plastic cards used to purchase items now and pay for them later. There are many types of credit cards out there, and many ways to apply for them. The most common methods are by phone, the Internet or by a paper application form. Credit cards offer you a limited amount to......[Read More]
Credit Scoring Explained

Credit Scoring Explained

Most lenders use credit scoring to help them decide whether or not to approve applications for loans, credit cards, mortgages and other forms of credit, such as mobile phone accounts. And a credit score can ... ......[Read More]
Getting a Free Online FICO Score

Getting a Free Online FICO Score

Is there really such a thing as a free online FICO score? Find the answer and how to think about getting one.......[Read More]
Unsecured Lines of Credit

Unsecured Lines of Credit

Most people who are looking for funds for renovations, additions, business expansion, or other financial needs turn to equity lines of credit or other types traditional credit loans. These types of lines of credit are popular and relatively simple to get, but what if you do not have any equity or as......[Read More]
Is Your Credit Card Good Enough?

Is Your Credit Card Good Enough?

Your credit card speaks for you and what your spending ability is. How much can you spend and how much have you already used up from your credit limit?......[Read More]
Remove Charge Offs from Your Credit Report

Remove Charge Offs from Your Credit Report

No matter how low your credit scores may be, repairing your credit is possible. In the case of charge offs, although these can stay on your credit report for 7 years if you don't seek ... ......[Read More]
Credit Card Processors and Teaser Rates

Credit Card Processors and Teaser Rates

Credit card processors have used "teaser rates" for years to help entice new customers to sign a contract using their credit card processing service. Teaser rates are advertised by processors as the cost to merchants for accepting credit card payments - but they generally don't reflec......[Read More]
Overcoming Common Credit And Debt Misconceptions

Overcoming Common Credit And Debt Misconceptions

Credit seems to be one of those mysterious things in life. There are all sorts of myths and misconceptions when it comes to credit and debt that arise from the misinformed, educating the unknowing. Today we're going to sort out some of these common misconceptions.......[Read More]
Ten Ways To Clean Your Credit History

Ten Ways To Clean Your Credit History

We are often asked how can I clean up my credit history and improve my credit rating? The way that you have handled credit, such as loans, cards, and mortgages, in the past can have a large impact on your chances of borrowing what you need, and getting the best deal, well into the future. These 10 s......[Read More]
The Best Low Interest Credit Cards

The Best Low Interest Credit Cards

Do you need a new credit card? Don't settle for just anything. There are really top-notch cards out there with low interest rates. Remember that your interest rate will really affect your monthly payments. The higher the interest rate, the more you will pay each month and over the life of the l......[Read More]
Build Your Credit Rating with Student Credit Cards

Build Your Credit Rating with Student Credit Cards

In the past years, students may have a hard time opening student credit card accounts for themselves. Because they don't have credit history and no job, credit card companies are hesitant to extend credit for ... ......[Read More]
Citi CashReturns MasterCard Credit Card Review

Citi CashReturns MasterCard Credit Card Review

The Citi CashReturns MasterCard is a balance transfer credit card with an excellent purchase rewards program.......[Read More]
Tips to Get the Best from Your Online Credit Report and FICO Score

Tips to Get the Best from Your Online Credit Report and FICO Score

One of the biggest advantages of online credit reports is the convenience of being able to look at it on your own computer in the comfort of your own home. It can be done in minutes and is obtained through a third party, such as through Equifax, Experian, or TransUnion or through a reporting agencie......[Read More]
Effective ways to rebuild credit

Effective ways to rebuild credit

Have you stumbled into a debt hole or are on a brink of facing bankruptcy?If yes, then it would be very difficult for you to get any type of loan approved. The best way is to rebuild your credit score......[Read More]
Credit Cards Balance Transfer - What You Need to Know

Credit Cards Balance Transfer - What You Need to Know

With a credit card balance transfer you can manage your credit card bills more efficiently. More importantly, it is more likely that you get a lower interest rate when you transfer all your outstanding balances to one credit card account that offers better deals. There are many credit card companies......[Read More]
5 Ways to Fast Credit Repair

5 Ways to Fast Credit Repair

Have you experienced having a negative credit account?You have to repair your credit score as soon as possible, least you suffer the unfavorable consequences attach.........[Read More]
Clear Up That Credit Report Easy

Clear Up That Credit Report Easy

It's time to clean up your credit report, but how do you go about it.Easy step by step instructions to a better report.......[Read More]
Why is My Credit Score Low?

Why is My Credit Score Low?

There are a variety of reasons a person's credit score could be low. That's a vague explanation, but I'll show you in a moment how you can read the factors responsible for a declining score. Not everybody is careless with their financial status.......[Read More]